866-325-1278
Customer Service
Account Login/Enroll
All Participants and Eligible Employees Must Register as New Users.
To register enter your social security number with no dashes as username and your Date of Birth as your password. (Example: 01011900)
STOP! If you are an OKEECHOBEE employee, please do not proceed. To Open an account, stay on the Vista 401(k) homepage and select “401(k) Plan” across the top in blue. Next choose “Forms” from the drop down. Here you will find a fillable form for your district. Please follow the directions on the form to sign up for this plan. All others may proceed.”
My Account Login
All Participants and Eligible Employees Must Register as New Users.
To register enter your social security number with no dashes as username and your Date of Birth as your password. (Example: 01011900)
STOP! If you are a MADISON or OKEECHOBEE employee, please do not proceed. To Open an account, stay on the Vista 401(k) homepage and select “401(k) Plan” across the top in blue. Next choose “Forms” from the drop down. Here you will find a fillable form for your district. Please follow the directions on the form to sign up for this plan. All others may proceed.”
Learning Center
Benefits of a 401(k)
The Benefits of a 401(k)
- The Vista 401(k) Plan is your school district’s sponsored retirement saving plan that offers significant tax benefits.
- Perhaps the most important feature of the 401(k) plan is the ability to make pre-tax plan contributions.
- You contribute to the plan via payroll deduction, which makes it easier for you to save for retirement.
- The Vista 401(k) is a simple, low-cost and convenient way to save for retirement.
| Without 401(k) | With 401(k) | |
|---|---|---|
| Gross Salary | $1500 | $1500 |
| Before-Tax Contribution | - $0 | - $150 |
| Taxable Salary | $1500 | $1350 |
| Federal Income Tax | - $420 | - $378 |
| After-Tax Retirement Plan | - $150 | - $0 |
| Take Home Pay | $930 | $972 |
Tax Benefits
The amount of the reduced taxes will vary with the amount you contribute and your tax bracket.
As an example, if 28 percent of your income is withheld and you invest $150 into your 401(k), the net difference in your actual take-home pay may be less than $150.
This comparison assumes an employee contributes $150 per month, and is in a 28% tax bracket.
Options
The Vista 401(k) Plan has all of the mutual fund options you need to effectively save for your retirement. Don’t know how to choose funds? We make it easy for you! You can select:
A Target Retirement Date Fund
Funds that are actively managed and automatically adjusted during your employment years as your projected retirement date approaches.
Build Your Own Portfolio
From a select group of funds, choose any fund or funds in the plan you wish to include in your portfolio.
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P.O. Box 1878 Tallahassee, Florida 32302-1878
866-325-1278