866-325-1278
Customer Service
Account Login/Enroll
All Participants and Eligible Employees Must Register as New Users.
To register enter your social security number with no dashes as username and your Date of Birth as your password. (Example: 01011900)
STOP! If you are an OKEECHOBEE employee, please do not proceed. To Open an account, stay on the Vista 401(k) homepage and select “401(k) Plan” across the top in blue. Next choose “Forms” from the drop down. Here you will find a fillable form for your district. Please follow the directions on the form to sign up for this plan. All others may proceed.”
My Account Login
All Participants and Eligible Employees Must Register as New Users.
To register enter your social security number with no dashes as username and your Date of Birth as your password. (Example: 01011900)
STOP! If you are a MADISON or OKEECHOBEE employee, please do not proceed. To Open an account, stay on the Vista 401(k) homepage and select “401(k) Plan” across the top in blue. Next choose “Forms” from the drop down. Here you will find a fillable form for your district. Please follow the directions on the form to sign up for this plan. All others may proceed.”
Learning Center
What is a 401(k)?
What is a 401(k)?
- 401(k)s, such as the Vista 401(k), allow employees to plan and save for retirement. The employee decides how much money they want to contribute from their paycheck.
- The earlier you start contributing to the Vista 401(k) Plan, the better your outcome at retirement. Contributing through payroll also makes contributing painless.
- Most 401(k) plans are for private employers. You are fortunate enough to have a public employer 401(k) that is grandfathered.
Q: How long is the waiting period?
Q: What is the minimum contribution amount?
Q: When can I receive my plan money?
A: You are able to receive funds without penalty when you turn 59 ½.
Q: When do I have to receive payments?
A: Required minimum distributions (RMDs) are the minimum amounts you must withdraw from your retirement accounts each year. You generally must start taking withdrawals from your traditional IRA, SEP IRA, SIMPLE IRA, and retirement plan accounts when you reach age 72 (73 if you reach age 72 after Dec. 31, 2022). This is the minimum amount you must withdraw from your retirement account(s) each year. The Vista 401(k) Plan processes your RMD automatically at no additional cost.”
Q: What is the maximum contribution amount?
A: The maximum you can contribute to your account is limited by federal tax law. The annual limit is $23,000. If you are 50 years old or older you can contribute another $7,500 for a total of $30,500.
Q: Can I change my contribution amount?
Q: Do I have to take out the money when I retire?
Q: Who is the plan designed for?
A: Active, full-time, and part-time school board employees may contribute. Once you retire or leave employment you may leave your account with Vista and continue to make fund changes, but you are no longer eligible to make contributions.
Tax Benefits
Other Benefits
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To enroll, please click the Open Account box on the top of the page. This will take you step by step through the enrollment process, including setting up your online account User ID and password.
You may also contact our office at 1-866-325-1278 to request an enrollment packet to be mailed to your home address.
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P.O. Box 1878 Tallahassee, Florida 32302-1878
866-325-1278